Submitted your gift card on Swapio? Here's exactly what happens from the moment you hit "Submit Swap" to cash in your account.
Step 1: Order code generated
Instantly, you receive a unique order code in the format SWP-XXXXXX. Save this — it's your reference for support and tracking.
Step 2: Verification begins
Our team verifies your gift card — checking the balance, confirming it's valid, and ensuring it hasn't been reported lost or stolen. This usually takes a few hours.
Step 3: Payout processed
Once verified, we send your cash to the payout method and account details you provided. PayPal, Cash App, and Zelle payouts are typically fastest. Bank transfers may take slightly longer depending on your bank.
Step 4: You receive your cash
That's it. The amount shown in your original offer — 95% of your card balance — arrives in your account. No surprises, no hidden deductions.
What if something goes wrong?
If your card can't be verified (invalid, already redeemed, etc.), we'll reach out via the email you provided. You can also contact us through the Reach Us page with your order code.
Timeline summary
- Order code: Instant
- Verification: 1–4 hours (most cases)
- Payout: Within hours of verification